10 Best Personal Finance Apps for Android and iOS in 2024

Managing finance is not a cup of tea. Especially if you hate tracking your expenses and set budget limits for a month.

But thanks to the finance management apps, it has become easier and faster to manage budgets. The personal finance apps can track your daily expenses and suggest ideas to reduce them. In fact, many apps can connect with your banking portal to monitor your income and expenses.

So, you simply need to download the best finance management app on your iOS or Android, and you are good to go. Below our team has reviewed 10 personal finance apps that can be used by both iOS and Android users. So, let’s dig in.

10 Best Personal Finance Apps for Android and iOS Users in 2024

The finance management app can help you customize your budget with strict rules so you can save more. Besides this, finance apps can track expenses in real-time, set monthly spending goals, and more. Based on the vital features, we have found these 10 useful personal finance apps for Android and iOS:

1.Investing.com (Android/iOS)

App Store Rating: 4.7/5

Play Store Rating: 4.5/5

Compatible OS: iOS 13.0 and Android 7.0 or up

Number of Installs: 10,000,000+

Price: Free with in-app purchases.

Investing.com is a perfect finance management app to track global stock markets. It can help you track your favorite stocks and stay informed about investments with customized alerts. You can also receive the latest financial news via the app to make well-informed financial decisions. With Investing.com, you will get the finest financial tools such as Economic Calendar, Currency Converter, Market Quotes, and more.

Top Features

• Provides real-time data on over 100,000 financial instruments traded across 70 global stock exchanges.
• Share live updates on global economic events as per your interest.
• Ability to create your personal watchlist to track your favorite financial instruments.
• Customize alerts to receive updates on your investments in real-time.
• Breaking news, videos, and financial analysis by experts on the global stock market.

Pros

• Good for making stock investments.
• Easy to use.
• Real-time tracking.

Cons

• The free version has too many ads.

2. ET Markets (Android/iOS)

App Store Rating: 4.6/5

Play Store Rating: 4.7/5

Compatible OS: iOS 10.0 and Android 5.0 or up

Number of Installs: 1,000,000+

Price: Free with in-app purchases.

Do you invest in stocks? In that case, ET Markets is the best personal finance app to receive instant updates on Sensex, market crashes, drops, and other information. The app is available in 8 languages to share free market tips, share prices, top investment options, and more. To better manage your personal finance, ET Markets offers podcasts, tropical feeds, analysis reports, and many tools.

Top Features

• Provides storage trading coverage on Mutual Funds, IPOs, Gold, NSE & BSE, and more.
• It helps to track the latest market happenings as per your preferences.
• Stay updated with the latest developments in commodity or stock markets.
• Interactive charting tool to view multiple chart types and technical analysis trends.
• Offers different economic tools, including Income Tax Calculator, Currency Converter, and more.

Pros

• The latest economic data.
• Real-time updates and analysis.
• Clean UI.

Cons

• Poor customer support.
• Some charges are unclear.

3. Moneycontrol (Android/iOS)

App Store Rating: 4.2/5

Play Store Rating: 4.0/5

Compatible OS: iOS 11.0 and for Android, varies with devices.

Number of Installs: 10,000,000+

Price: Free with in-app purchases. Pricing starts at $1.40 per month.

Moneycontrol is the suitable financial management software to monitor the latest updates on Indian and global financial markets. It covers multiple assets from different stock exchanges such as BSE, NSE, and many more. You can also track mutual funds, government stocks, commodities, and more. It can monitor your investments with a portfolio and watchlist. You can explore the breaking news and expert analysis on the Moneycontrol app before making the investments.

Top Features

• Offers voice-enabled search to quickly find stocks, mutual funds, indices, and more.
• All-day coverage on the latest business, market, and economic news.
• Personalize a watchlist and stay updated with timely alerts.
• The text to speech feature lets you listen to news and articles.
• Provides interactive and historical charts like OHLC, Line, Area, and Candlestick.

Pros

• Instant updates.
• Simple Ui.
• Easy to use.

Cons

• The app often crashes.
• Interfaces can be improved.

4. Mint (Android/iOS)

App Store Rating: 4.7/5

Play Store Rating: 4.4/5

Compatible OS: iOS 11.0 and Android 5.0 or up

Number of Installs: 1,00,000+

Price: Free with in-app purchases.

Mint is a smart personal finance assistant that can manage all your accounts in one place. You don’t have to run from one app to another to track your expenses and credit card bills. This app will monitor everything in one place, from your budget to monthly expenditure. Besides this, Mint can offer insight into your account along with opportunities to reduce your unnecessary expenses and save more money. The app provides real-time alerts and a neat bill tracker, so you never miss a due date to pay your bills.

Top Features

• Provides latest news, podcasts, and videos on economic and business events.
• Using the trending section, you can stay updated with global business friends.
• The app provides deep comparisons on markets, policies, and companies.
• Share news in different categories, including Companies, Insurance, Mutual Funds, and more.

Pros

• Audio news.
• Easy to use.
• Deep analysis.

Cons

• Hard to understand the language.
• Only good for reading news.

5. CNBC Stock Market and Business (Android/iOS)

App Store Rating: 4.7/5

Play Store Rating: 4.5/5

Compatible OS: iOS 13.0 and Android 4.1 or up

Number of Installs: 5,000,000+

Price: Free with in-app purchases.

CNBC Stock Market and Business is a powerful finance management app for iOS and Android users. The app offers you live updates, global market data, radio, and CNBC TV shows on your app. It allows you to customize new sections based on your preferences to stay informed about new business and financial trends. In addition, you can listen to expert talks on CNBC TV to make lucrative financial decisions.

Top Features

• You can read news in different categories such as economics, technology, and more.
• Provides business details and stock market updates to make well-informed decisions. 
• You can customize a watchlist with new articles, radio programs, and TV shows.
• Free live streaming for US users.
• All-day you can listen to podcasts and radio programs.

Pros

• Monitor cryptocurrency.
• Real-time stock updates.
• Easy to use.

Cons

• Poor interface.
• Hard to read text on mobile.

6. PocketGuard (Android/iOS)

App Store Rating: 4.4/5

Play Store Rating: 3.7/5

Compatible OS: iOS 11.0 and Android 6.0 or up

Number of Installs: 100,000+

Price: Free with in-app purchases. Premium version for $4.99 per month.

PocketGuard is an extravagant finance management application for Android and iOS users. The app comes with some great money management tools that will help you to create a custom budget, track your spending and suggest methods to double your savings. It has an advanced progress tracker; it will keep you updated and warn you if you lose your way. It can maximize your savings using the autosave feature that allows you to set your automatic saving rules.

Top Features

• It helps you monitor your spending habits, make necessary adjustments, and better optimize your monthly budget.
• Bill organizers will help you pay your bills on time.
• Spending tracker enables you to meet your budget goals.
• Using the personal debt tracker, you can pay off your debts and loans faster.
• Offers the banking level 256-bit SSL encryption.

Pros

• Highly secure.
• Easy to customize.
• Excellent customer support.

Cons

• Only available in the US and Canada right now.
• The autosave feature is only for US users.

7. Mobills (Android/iOS)

App Store Rating: 4.4/5

Play Store Rating: 4.3/5

Compatible OS: iOS 10.0 and for Android, varies with devices.

Number of Installs: 5,000,000+

Price: Free with in-app purchases. A premium plan for $4.99 per month.

Mobills is a perfect personal finance app to gain financial freedom. It is an excellent budget planner app that can customize the monthly budget on your spending habits and savings so you can save more. The app ensures that you always have enough money to pay bills and buy things you need the most. There is also a bill and debt tracker that will keep you out of debt.

Top Features

• It has an intuitive interface to track your expenses and income.
• The credit card control panel will manage all your credit cards in one place.
• Allows you to establish financial goals in different categories.
• Keep all your expense spreadsheets and bank statements in one place.
• Cloud synchronization lets you use the app both online and offline.

Pros

• Advanced filters.
• Credit card manager.
• Useful to monthly and annual cash flow graphs.

Cons

• Changing settings is hard.
• The free version has way too many ads.

8. Fudget (Android/iOS)

App Store Rating: 4.8/5

Play Store Rating: 4.7/5

Compatible OS: iOS 11.0 and Android 4.4 or up

Number of Installs: 100,000+

Price: Free with in-app purchases. Monthly subscription for $3.99 per month.

Fudget is used by over 1 million users to better manage their personal finances and double their savings. If you struggle to meet your monthly budget, Fudget can ensure that you can achieve all your goals. You can create a simple list of your income and expenditures to always know your financial position. With one-tap edits, it is simpler to increase your savings.

Top Features

• Fudget has a passcode lock to keep your personal information secure.
• It is a universal app that supports different currencies.
• Simply tap on an income or expense head to repeat in the future budget.
• You can set monthly, weekly, daily, or even hourly budget goals.
• Easy drag-n-drop interface to record income and expenditure items under different columns.

Pros

• Simple UI.
• Universal app.
• Easy to use.
• Export CSV.

Cons

• Slightly expensive.

9. Money Lover (Android/iOS)

App Store Rating: 4.5/5

Play Store Rating: 4.3/5

Compatible OS: iOS 13.0 and Android 5.0 or up

Number of Installs: 5,000,000+

Price: Free with in-app purchases. Paid plans for $0.99 per month.

Money Lover is an award-winning personal finance app that will make you fall in love with money management. The app allows you to monitor your expenses, create a monthly budget, and push you to save more. You can also link your Money Lover wallet to your bank account to better manage and track your expenses in real-time.

Top Features

• It will automatically track your expenses and incomes.
• Using the Financial Planning tab, help you save money for special events.
• You can add recurring transactions to automatically add your monthly budget.
• Money Lover also provides financial experts support to better guide you.

Pros

• Track more than 1 account.
• Unlimited financial plans and budgets.

Cons

• The free version has too many ads.
• Cluttered interface.

10. IOU (Android/iOS)

App Store Rating: 5.0/5

Play Store Rating: 4.3/5

Compatible OS: iOS 11.0 and Android 4.0.3 or up

Number of Installs: 100,000+

Price: Starts at $3.99 per month.

Do you have a huge study loan or medical loan looming over your head? Then, IOU, aka I Owe You, can help you pay off your debts faster. The app can manage all your personal debts, credit card bills, and bank loans in a single place. IOU can be your personal finance assistant to help you manage your debts and bills.

Top Features

• Send alerts to pay off your credit card bills.
• Cloud sync to share your debt history across your devices.
• Automatic email reminders to pay your loan installments.
• Analytical view about who owes you and who you owe.

Pros

• Simple debts manager.
• Backup and cloud support.
• Password protection.

Cons

• Some features are limited to Android users.

Let’s Sort Your Finances Now!

There you go, people! You have learned about all the best personal finance apps for Android and iOS users. So, now you simply have to download the free version of apps on your phone and test them before getting the paid subscription.

If you find this post helpful, don’t forget to share it with your friends so they can also manage their money better.